Learn How Commercial Auto Insurance Can Cover Your Business

Having the right commercial auto insurance matters for every driver in Winter Garden, FL. At Tiago Guimaraes Insurance, we understand your needs and can help you compare coverage options that strike a balance between features and cost.

What is Commercial Auto Insurance?

Commercial auto insurance can cover vehicles and drivers when vehicles are used for business purposes, including visiting clients, making deliveries or hauling equipment. Personal policies typically exclude these business activities, so a commercial policy may fill the gap with higher liability limits and options for multiple drivers.

What Does It Cover?

Standard commercial auto insurance policies commonly include the following:

• Liability coverage may help pay for damages or injuries to others if your business vehicle is involved in an accident.
• Physical damage coverage may cover repairs or replacement if your vehicle is damaged by a collision, theft, vandalism or weather events.
• Uninsured/underinsured motorist coverage may help your business if another driver causes an accident and lacks sufficient insurance.
• Hired and non-owned auto coverage may extend coverage to vehicles your business rents or employees’ personal vehicles used for work.

Who Should Get This Policy?

If your business owns, leases or uses vehicles for work, commercial auto insurance may be necessary. This can apply to contractors, delivery services, landscapers, real estate professionals and many other types of businesses. In addition, many states require minimum coverage for business-use vehicles, making compliance essential.

How Our Team Can Help

At Tiago Guimaraes Insurance, we review your business vehicle needs and match you with commercial auto insurance options that may work for you. Contact us today to review your coverage.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.